Finance
Humans have only two sets of teeth in their lifetime - baby teeth and permanent teeth. So, once we get our permanent teeth, it's essential to take good care of them. Apart from hygienic habits like brushing and flossing every day, visiting dentists regularly too is important. And, that costs money. Between hurting teeth and hurting monthly budgets, many prefer the former. Supplemental dental insurance helps take care. . .
Finance
Did you know teeth start to form even before we are born, but they come through only when we are 6-12 months old? And, while baby teeth fall off and permanent teeth takes its place, losing this set of permanent teeth results in a condition called Edentulism or toothlessness. While a toothless smile would look adorable on babies or really old people, the rest of us might prefer to visit a dentist to set things straigh. . .
Finance
Are you one of those who hates monthly instalments? Would you rather prefer living in a rented apartment, not wanting to worry about availing home loans, repaying them and maintaining your home? Here are few important reasons that could change the way you look at this situation and probably decide on buying a home. Home loan procedures are seamless Gone are those days where you need to wait for ages to even meet. . .
Finance
We understand the adrenaline rush that hits your young blood, as you finalise the first home of yours. The next step is to look for the right home loan for yourself! With an ocean of information around you, there is no denying that this is a daunting task. However, to help you start with the whole process, here are quick tips to assist you in the way before you finalise your home loan. Size of the house Now, why . . .
Finance
While investing in stock markets is luring, it is just as risky. All the money that you could gain could just as easily be lost. So, one could very easily be convinced not to invest in stocks. However, they have their charm, their surprise elements and most importantly they don’t constitute every penny you make but only a part of it. So, here’s why you could consider investing in stocks: Growth happens with ti. . .
Finance
Making money by investing in stocks is not as easy as one thinks it would be. There is a lot of research done, a lot of history dug up, a lot of thought processes and perspective involved in this market. In spite of all of that, there has not been a trend or a formula that could explain the market. However, keeping some basic things in mind could prove to be of help. Do not blindly invest into what your acquaintan. . .
Finance
The world is shrinking. Not literally, but economically. Travel and trade have been made easier than in earlier times because of advancement in technology and science. And, that has brought countries closer than ever before. The world economy today is inter-related, and trade between nations has increased multifold, opening up avenues of import and export of various goods, commodities, and services to benefit people . . .
Finance
Foreign exchange, commonly called Forex or FX is the market in which currencies, or simply put, money, is traded. It may sound contradictory at first. How is it possible to buy and sell money? Well, money is not traded physically here. With the help of modern technology, currency is bartered electronically between the many financial markets around the world. This is done 24 hours a day for almost five and a half d. . .
Finance
The basics of wealth management For those who are deeply involved with creating wealth, there is little time for anything else. And that includes managing the finances they bring in. Wealth managers help them do precisely that. Wealth management is a high-level professional service by individuals or management firms who regulate and control money flow by providing prudent investment advice and making financial . . .
Finance
Money. Wealth. Funds. Assets. Capital. Finances. All these words refer to the same thing, right? Right, and wrong. Depending on the context in which we use these words, their meanings change. In a broad sense, they all can be used interchangeably. But in the context of investment services and wealth management, we must understand their exact interpretations. While both investment advisors and wealth managers work . . .
Finance
In many cases, when a person is unemployed, they may be offered a loan from a high street lender. In this case, the rate of interest to be paid on loan will be very high and will also be accompanied by lending charges. Here is what to keep in mind while acquiring a loan when unemployed. Credit history: While trying to obtain any loan, it is essential to keep tabs on your credit score. A bad credit score will reduc. . .
Finance
An unemployed person with bad credit can apply for a no credit check loan because in most cases these are the only kinds of loans unemployed people can acquire without major difficulties. Here is what to keep in mind while trying to obtain such a loan: Online private lenders: Most often these kinds of loans are not offered by traditional banks, and the best place to find them is to private lenders. The last thing . . .
Finance
Mortgage calculators are designed to help people who want to buy a home evaluate their monthly mortgage payments. However, there are several kinds of mortgage calculators available in the market. Some help with making the initial payment on the house whereas there are others who help with the bi-weekly or monthly payments. Listed here are the mortgage calculators that are effective. Refinance mortgage calculators:. . .
Finance
Following is a list of the top student loans available: Citizens Bank: For student loans availed from this bank, there is no charge or fee for origination or application of the loan or early repayment of the loan. Another major benefit of this loan is that the interest rate of the loan is reduced by a significant amount if you already have an account with the Citizens Bank. The loans are extended to graduate or un. . .
Finance
A student loan is a type of loan formed to help students pay for post-secondary education and the associated fees, such as tuition, books and supplies, and living expenses. The interest rates on student loans are usually much lesser when compared to other kinds of loans, and the repayment scheme is a little less strict, keeping in mind that the students are still in school while they repay the amount due. Here is a l. . .
Finance
The process of loan application is usually hectic. Particularly when you’re taking into consideration a loan that could last for quite some time of your life, the accuracy of information, proper analysis of all the budget constraints now and in the years to come must be taken care of. Firstly, in this process, it is important for one to get hold of a copy of their credit report and make sure there are no errors in . . .